Loan insurance

General Information

Who ensures you that your investment is safe?

TEB Sh. A, licensed by the Central Bank of Kosovo as a an insurance broker, offers its customers three (3) types of insurance in cooperation with the insurance company SIGMA Interalbanian Vienna Insurance Group:

Property/house insurance for mortgage loans

Casco (Comprehensive) Insurance for new vehicles for loans for car purchasing

Personal Accident Insurance for Consumer Loans

Take control of the security of your world now.
Get ready for the future.

BENEFITS OF INSURANCE AT TEB SH. A

Insurance products are offered to TEB Sh. A customers in parallel to loans

By purchasing insurance products at TEB Sh. A, you have the option:

a) To gain from competitive market prices

b) Payment of insurance premium on a monthly basis, without burdening your family budget.

c) Insurance of your investment in the event of occurrence of one or more insured events

WHO IS THE BENEFICIARY IN THE INSURANCE POLICY?

In the event of insured event taking place the beneficiaries of the insurance policy will be ranked according to the following priorities:

First Beneficiary (I): TEB Sh. A, up to the outstanding amount of your loan obligation.

Second Beneficiary (II): Customer in the capacity of the Insured person (except for accidental death)

Third Beneficiary (III): Relatives of the insured (in case of accidental death)

GET INSURED AGAINST PERSONAL ACCIDENTS!

TEB Sh. A in cooperation with SIGMA Interalbanian Vienna Insurance Group SH.A. - Kosovo Branch offers different plans and packages in order to meet the client requirements.

Insurance against personal accidents is a simple answer to a difficult question: Who will look after you and your closed ones if you have an accident? Our packages provide financial support for your investments.

Packages of insurance against Personal Accidents, a package designed to cover accidents 24/7.

Personal Accidents insurance covers:

• Accidental death (inheritors are the beneficiaries)
• Full disability of the insured person

PROPERTY/HOUSE INSURANCE!

INSURE BUILDINGS, APPARTMENTS, HOUSES AND HOME APPLIANCES

A home is a special place full of beloved people and valuables. These beloved people and your valuables in your house are irreplaceable. Imagine if something may destruct or damage the things that mean the world to you. Imagine if someone is able to steal your dream, the one you and your family members and friends have worked hard for.

With the insurance packages that TEB Sh. A and SIGMA Interalbanian Vienna Insurance Group SH.A. – Kosovo Branch can offer allow you to insure yourself from daily risk and protect your life investments.

By insuring your property in TEB Sh. A and SIGMA, you get a package which is unbeatable in the market, which covers you from risks your property is exposed to on a daily basis. Buy a property insurance policy and gain from the following packages:

Fire and Additional risk insurance

Insurance from fire and additional risk helps you to protect your house or property from basic risks such as: fire, explosion, lightning, plane crash or accidents, as well as from additional risks: earthquakes, floods and other similar events, which can damage your house of property built with so much effort.

Insurance from theft

Theft insurance allows you to insure your apartment, house or property from theft or damage caused by theft of items in your house/apartment.

Theft can destroy your comfort which you created for your family and your house.

In case of insurance with packages from TEB Sh. A and SIGMA Interalbanian Vienna Insurance Group SH.A. - Kosovo Branch you will be compensated for:

The value of the stolen objects/items as per statement made by you as well as the damages that may have been done during theft in the insured building or items.

CASCO INSURANCE - PROTECTION FOR YOUR VEHICLE!

Today a vehicle may be one of your or you family major investments, because it represents one of your means of transport allowing you to go from one destination to another. In your daily activities you and your family should feel safe with your vehicle.

TPL insurance covers tangible and intangible damages which may have been caused to third parties as a result of being involved in an accident.

In order to offer maximum cover for any type of accident or situation, TEB Sh.A in cooperation with SIGMA Interalbanian Vienna Insurance Group SH.A. - Kosovo Branch offers CASCO insurance, which covers your vehicle against several risks such as:

• ACCIDENTAL COLLISION AND OVERTURNING
• GLASS BREAKAGE
• DAMAGES IN PARKING
• ACCIDENTAL FIRE DAMAGE
• DAMAGE FROM THEFT
• NATURALLY OCCURING EVENTS

We protect you your journey toward your dreams.

For any complaint or damage inquiries please get in touch with:

SIGMA INTERALBANIAN VIENNA INSURANCE GROUP SH.A – KOSOVO BRANCH
Address: Qyteza Pejton, Pashko Vasa Str, Prishtine, Kosove
Tel: +381 (0) 38 246 301 | Fax: +381 (0) 38 246 302
Email: info@sigma-ks.net | http: www.sigma-ks.net