TEB Stars

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Individual Business

e-Banking Login

Individual Business

Utility payments

We offer you multiple channels for utility payments

You invoices for energy, telephone, water and other utilities turn up every month like clockwork. That is why we have created a number of options to make payment just as regular and easy.

Visit the nearest TEB branch, send us an email at info@teb-kos.com, or contact our Call Center at 038/230000 for more information.

Direct Debit Order

Direct Debit order which you can give to the service provider. This means your monthly invoices will be paid automatically from your current account every month without you having to visit your local branch or organize payment.

Once you give the direct debit order, it will remain in force until you tell us differently. Every month, the service provider will send you the invoice so you know what you have used and how much will be debited from your account. We will then pay your invoice and you can pick up your payment slips from your local branch or via e-banking. Even if you do not have enough funds in your account at the due date, your payment will still be made by us using your overdraft facility.


Another way for you to pay invoices. Simply drop into your local TEB branch and use your StarCard to make the payment and spread the cost over up to three installments.

TEB Branches

You can make your payments from your account by visiting our branches with your invoices.

Even though you do not have an account at TEB, you can visit any of our branches with your invoice and make your utility payment. Our Portfolio Officers can tell you all about TEB products and services that may be useful for you.

IPKO Services

If you would like to see our unique payment solutions for IPKO services, please click here.

In cooperation with the telecommunications service provider ‘’IPKO’’, TEB is offering all its client’s convenient ways to top us their monthly package services for internet, TV or fixed phone line. You can make your IPKO top ups at any time from any place through a simple SMS. The payment will be debited from your TEB current account and the service will be activated immediately. And there is more. You can use this service to top up the IPKO accounts of friends or family.

How it works: depending on the account and package you want to top up, simply send an SMS to 50001.

  • tv – to top up Digital TV. For example: (ipko yourusername tv)
  • duotv–to top up the duo package with TV & internet. For example: (ipko yourusername duotv)
  • duofix–to top up duo package with Internet & Landline. For example: (ipko yourusername duofix)

Time is priceless.If you want to stay more with your family or for your personal development, then TEB is going to help you with the most advanced and secured e-Banking service in market.


M-banking is electronic service, through which the client has access in their accounts and other banking products, in every time and from everywhere.

M-banking is service that can be used easily, secured and effective that is offered to all the clients. It is advantage for no-clients with different characteristics.

Smart phones are applications that are used from everyone that can be carry on everywhere, because they want to make same transactions as in their computers for banking services. Through M-banking we will be present with our clients for services like accounts, loans, credit cards, payments, periodical payments, etc…