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Have you thought of taking a loan by yourself!

Mos t’ka shku mendja me marr kredi veç vet!

Individual loan up to 15.000€

120 MONTHS MATURITY, WITHOUT CO-BORROWER, WITHOUT GUARANTEE, WITHOUT COLLATERAL!

Annual interest rate: 5.88%,
Administrative expenses: 0.50%,
Maximum maturity: 120 months,
Effective interest rate: 6.16%.

Get the loan and take advantage of preferential terms.

Who can apply for the loan?

All payees of state institutions, public companies, private sector and clients with rental income.
- For payee of state institutions and public companies, maximum maturity up to 120 months.
- For private sector payees and clients with rental income, maximum maturity up to 84 months.
- For payees of state institutions and public companies and payees with incomes over 700 Eur net, individual loans up to 15,000 Eur, only yourself, without co-borrowers, without guarantor and without mortgage.

What do you need to apply?
- To be resident of the Republic of Kosovo.
- Receive the salary through TEB Bank or bring the confirmation from the employer that your salary will be transferred to TEB.

Required documents for application:
- Valid identification document (identity card, passport or driving license)
- Valid employment contract
- Bank balance (last 6 months)
- Utility bill (electricity, water, waste or telephone) proving your address (not older than 6 months)

Additional documents that may be required based on the value of the loan:

- Proof of additional family incomes
- Co-borrower
- Guarantor
- ID
- Employment contract
- Bank balance (last 6 months)
- Mortgage: Possession certificate and copy of plan (not older than 6 months)
- Car registration certificate (car must not be older than 12 years)

Example: Bank financing 15,000 Eur, annual interest rate: 5.88%, administrative expenses: 0.50%, maturity up to: 120 months.

The total amount that the client must repay by the end of the contracted term is 19,878.61 Eur.

Valid offer until 30.12.2020

For more information please contact the Call Center at 038 230 000 / Web (www.teb-kos.com) or visit one of the branches of TEB bank.

TEB, the Bank for a changing world!


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