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Individual Business



Have you thought of buying an apartment?

Mos t’ka shku mendja me ble banesë?

Mortgage loans up to 180 MONTHS OF MATURITY!

Annual interest rate starting from: 4.92%,
Administrative expenses: 0.50%,
Maximum maturity up to: 180 months,
Effective interest rate starting from: 5.11%.

Request for funding?
 Buying of a house
 Buying of an apartment
 Buying of a premises

Who can apply for a loan?

All payees of state institutions, public companies, private sector and clients with rental incomes.

Loan terms?
The maximum loan repayment period is up to 180 months.
Bank financing 80% for buying of a house / apartment.

What do you need to apply?
• Be a resident of the Republic of Kosovo
• Receive your salary through TEB Bank or bring confirmation from your employer that your salary will be transferred to TEB.

Required documents for application:
 Valid identification document (identity card, passport or driving license)
 Valid employment contract
 Bank balance (last 6 months)
 Utility bill (electricity, water, waste or telephone) proving your address (not older than 6 months)
 Sales and purchase contract and other documents on the property

Additional documents that may be required based on the value of loan:
 Evidence of additional family incomes
 Co-borrower / Guarantor
 ID
 Employment contract
 Bank balance (last 6 months)
 Mortgage: Possession certificate and copy of plan (not older than 6 months)
 Car registration certificate (car must not be older than 12 years)

Example: Bank financing: 30,000 Euro, Annual interest rate: 4.92%, Administrative expenses: 0.50%, Maturity up to: 180 months.

The total amount that the client must repay by the end of the contracted term is 42,488.85 Euro.

For more information, please contact the Call Center, phone no.: 038230000.

The offer is valid until 31 December 2020.

TEB, the Bank for a changing world