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e-Banking Login

Individual Business


Pricelist

GENERAL FEES

COMMISSION TYPES COMMISSION COMMISSION
Accounts INDIVIDUAL CLIENTS VALIDITY
Current Account Maintenance Fee* € 0.75 Monthly
Savings Account Maintenance Fee* € 0.75 Monthly
Current Account Opening Free of charge For current account
Current Account Closure (upon client's request) € 2.50
Savings Account Opening / Closure Free of charge
Time Deposit Account Opening / Closure Free of charge
Flexi Account Opening / Closure Free of charge
Withdrawal fee from Flexi account € 6.00 The fee applies if more than 5 withdrawals or transfers are made during the month, then this fee applies for any withdrawal or transfer
Child Savings Account Opening Free of charge Per account
Contract on the conditional transaction account € 30.00 Will be equally transferred by Buyer and Seller
COMMISSION TYPES COMMISSION
Accounts INDIVIDUAL CLIENTS VALIDITY
Time Out Loan € 5.00 Per account
Cash deposit in cash box (in EUR currency) € 1.00 Valid for amounts >=5 € - <=5,995 €
Deposit by third parties (in EUR currency)** € 1.00 Per transaction
Credit Products Closure Confirmation € 2.50 The fee applies to the closing confirmation where all credit products may be included
Person's Authorization per account Free of charge Per authorization
Money transfers
Outgoing transfers for other banks in Kosovo € 1.75 Per transaction
Outgoing transfers for other banks in Kosovo with priority*** € 5.00 Per transaction
Outgoing transfers for other banks in Kosovo using E-Banking € 0.75 Per transaction
Outgoing transfers for other banks in Kosovo using E-Banking with priority € 4.00 Per transaction
Outgoing transfers for other banks in Kosovo using TEB Mobile € 0.75 Per transaction
National incoming transfers € 0.00 Per transaction
International outgoing transfers EUR***** 0.30 % min. € 15 / max. €1,000 Per transaction
International outgoing transfers USD***** 0.30 % min. € 15 / max. €1,000 Per transaction
International outgoing transfers CHF***** 0.30 % min. € 15 / max.€1,000 Per transaction
International outgoing transfers GBP***** 0.30 % min. € 15 / max. €1,000 Per transaction
International outgoing transfers via e-Banking EUR***** 0.15% min. € 15 / max. €1,000 Per transaction
International outgoing transfers via e-Banking USD***** 0.15% min. € 15 / max. €1,000 Per transaction
International outgoing transfers via e-Banking CHF***** 0.15% min. € 15 / max. €1,000 Per transaction
International outgoing transfers via e-Banking GBP***** 0.15% min. € 15 / max. €1,000 Per transaction
International incoming transfers EUR* 0.30 % min. € 15 / max. €1,000 Per transaction
International incoming transfers USD* 0.30 % min. € 15 / max. €1,000 Per transaction
International incoming transfers CHF* 0.30 % min. € 15 / max. €1,000 Per transaction
International incoming transfers GBP* 0.30 % min. € 15 / max. €1,000 Per transaction
Automatic notification of SWIFT via e-mail € 0.15 Per transaction
Transfer reclamation fee Depends from correspondent bank Per transaction
Within bank transfers € 1.00 Per transaction (the same price in any currency)
Transfers within the bank using E-Banking Free of charge Per transaction
Transfers within the bank using TEB Mobile Free of charge Per transaction
Transfers within the bank between client accounts Free of charge Per transaction
Transfers within child accounts Free of charge Per transaction
Others
E-banking fee € 0.50 Monthly
E-banking PIN code resetting in Branch Free of charge Per resetting
E-banking PIN code resetting via Call Center Free of charge Per resetting
Standing order - contract in branch Free of charge Per definition
Standing order - contract in e-banking Free of charge Per definition
Cheques conversion 1.50% min. € 30 Per transaction
Annual maintenance for TEB SMS Top-Up € 1.00 Annual
Transaction fee for TEB SMS Top-Up (applicable to all payment channels) € 0.10 Per transaction
Fee for TEB SMS notification / request € 0.20 Per transaction
Fee for Ipko Digital TV & Internet € 0.50 Per transaction
Fee for Ipko Digital TV & Internet using E-Banking € 0.50 Per transaction
Fee for Ipko Digital TV & Internet using TEB Mobile € 0.50 Per transaction
Cash Withdrawal in cash counters******* € 2 up to 2,000 EUR ; € 1 above 2,000 up to 10,000 EUR; Above 10,000 - 0.01% of the amount Per transaction
Cash Withdrawal in cash counters from the child’s account Free of charge Per transaction
Deposit fee for coins 5% In total amount if more than 50 coins
Visa Confirmation € 2.50
Account Statement sent by mail € 2.00
Change of Pledge registration € 30.00 Per transaction
Request for a payment copy € 2.50
Mobile Banking maintenance ****** Not applicable
Card PIN Code resetting in Branch € 1.00 Per resetting
Card PIN Code resetting at the ATM Free of charge
KESCO invoice payments through SMS € 0.50 Per transaction
Customs invoice payments through SMS € 0.20 Per transaction

* For student accounts and pension accounts, account maintenance fees are not applicable.
** Deposit by third parties (in EUR currency) – will be without commission for Corporate Clients only for Daily Turnover.
*** Valid only for transfers up to 10,000 EUR.
***** The fees applied by the Corresponding Bank for international outgoing transfers are not included in the price-list.
****** If the customer has e-banking, M-banking monthly payment is free of charge.
******* Cash Withdrawal in cash counters – new commission will be applied from 01.04.2020.

COMMISIONS AND FEES FOR CARDS

COMMISSION TYPES COMMISSION
INDIVIDUAL CLIENTS
Credit cards StarCard VALIDITY
Administrative expenses for the main card limit Free of charge Fee applied only once
Card annual maintenance fee € 20.00 Annual
Card annual maintenance fee - additional card € 10.00 Annual
Card issuance Free of charge Per card
Change of card (additional card) Card re-issuance € 2.50 Per card
Credit card statement delivery Free of charge Per statement
Credit card statement delivery via mail € 2.50 Per delivery
Monthly fee for card status Free of charge
Fee on overdraft excess € 2.00 Per transaction
Warning fee (SMS/Letter) for delay on payment of credit products € 2.50 Prior to any change on KCR (Kosovo Credit Registry) categories
Annual interest rate for maximum payment 0% Annual
Annual interest rate for minimum payment 24% Annual
The annual rate of interest delay *** The interest rate shall be calculated on the basis of the requirement of the CBK Regulation
Cash reversal expenses (only for unjustified complaints) € 25.00 Per complaint
Interest rate for cash withdrawal 24% Annual
Limit increase for Credit Card € 3.00 Limit increase
KOS Gyro and Collector payments in cash counters by card in a single transaction* Free of charge Per transaction
KOS Gyro and Collector payments by card up to three installments (aplicable to all payment channels) 2% - min. € 2 Per transaction
Online payment and international POS payment with 2 installment For purchases from € 50 - € 299.99 a commission of 2.5%, min. € 3 applies Per transaction
Online payment and international POS payment with 3 installment For purchases over € 300 a commission of 3%, min. € 3 applies Per transaction
Cash withdrawals with Credit Card
Cash withdrawals in ATMs inside and outside bank premises 2.5% - min. € 3 Per transaction
Cash withdrawals on other banks ATMs in Kosovo 2.5% - min. € 3 Per transaction
Cash withdrawals on other banks ATMs outside Kosovo 2.5% - min. € 3 Per transaction
STARCASH (cash withdrawal in installments)
Fee for cash withdrawal in installments 2.5% - min. € 3 Per transaction
Interest rate for cash withdrawal in installments 24% Annual
Cash withdrawal fee for card holder of other countries
Cash withdrawal fee for card holder of other countries € 5 Per withdrawal
Dynamic currency conversion - DCC 6% Per withdrawal
Transactions via ATM
Debit Card
Internal bank transfers Free of charge Per transaction
Transfers to other domestic banks € 1.50 Per transaction
Credit Cards
Payment of card debt with cash deposit at cash box € 1.00 Applicable for all amounts, including payments for credit cards of other persons
Payment of card debt form account at ATM Free of charge Per transaction
Payment of card debt with cash deposit at ATM Free of charge Per transaction
Card debt payment for other persons at ATM Free of charge Per transaction
Payment of card debt through E-Banking Free of charge Per transaction
Payment of card debt through TEB Mobile Free of charge Per transaction
Payments in POS Terminals
Payments in our bank POS Terminals Free of charge
Payments in other banks POS Terminals in Kosovo Free of charge
Payments in other banks POS Terminals outside Kosovo Free of charge
Fee for currency conversion for transactions that are not performed in EUR (ATM / POS/Online)with Debit and Star Card 1% Per transaction
Payments via Internet
Online purchases with Star Card Free of charge
Online purchases with Debit Card 1% Per transaction
Allowed limits
Max. daily limit for cash withdrawals in ATM with Debit Card € 2,000 Daily
Maximum daily limit of cash deposit on ATM with Debit Card € 5,995 The daily accumulated limit
Daily max. cash withdrawal limit at ATMs with Credit Card € 500 The daily accumulated limit
Maximum daily limit for Credit Card cash payment in ATM € 5,000 The daily accumulated limit
Allowed limit for cash withdrawal with Credit Card 50% Of limit
Allowed limit for withdrowing cash in ATM (national and international card) € 500 Daily limit
Debit Card
Issuance € 2.50 Per card
Cash withdrawals in ATMs in bank premises and outside bank premises Free of charge Per transaction
Cash withdrawal in other banks ATMs in Kosovo 2.0% - min. € 2 Per transaction
Cash withdrawal in other banks ATMs outside Kosovo 2.0% - min. € 2 Per transaction
Money deposit in ATM Free of charge Per transaction
Payments in our bank POS Terminals Free of charge Per transaction
Payments in other banks POS Terminals in Kosovo Free of charge Per transaction
Payments in other banks POS Terminals outside Kosovo 1% Per transaction
*For institutional and utility payments with Starcard in a single transaction, only fees mentioned in KOS GYRO and Collectors apply.
** For institutional and utility payments with Starcard in two or three installments, fees mentioned at Commissions and fees for cards apply.
COMMISSION TYPE Commission
Online payments at certified merchants with 3D Secure INDIVIDUAL CLIENTS VALIDITY
3D scure singe - use code for Online purchases up to 4.99€ with credit card Free of charge Per transaction authorization
3D scure singe - use code for Online purchases from 5.00€ and more with credit card € 0.10 Per transaction authorization
3D scure singe - use code for Online purchases with debit card € 0.10 Per transaction authorization
  • Effective Interest Rates (IER): IER is calculated according to provisions of the CBK Regulation on Effective Interest Rate and Disclosure Requirements and under assumptions set out in this regulation:

a)  If the client uses the total limit amount of 1,000 Eur immediately for payment in 12 installments and fully repays the debt based on the latest balance of each month, and the bank applying the card maintenance fee, then the EIR is 3.65%.

b)  If the client uses the total limit amount of 1,000 Eur immediately for payment in 12 installments and pays the minimum based on the latest balance of each month, and the bank applying the card maintenance fee, then the EIR is 10.21%.

c)  If the client uses the total limit amount of 1,000 Eur immediately and thoroughly only for purchase and payment (without installments), the limit is offered for one year, the amount for each repayment is 15% (minimum payment), and with the bank applying the maintenance card fee, then the EIR is 25.64%.

d)  If the client uses the total limit amount of 1,000 Eur immediately for advance cash withdrawal, the limit is offered for one year, the amount for each repayment is 15% (minimum payment), and when the bank applies the card maintenance fee and the fee is based on the value calculated on the withdrawn amount according to the bank’s pricelist, then the EIR is 35.12%.

KOS GYRO AND COLLECTOR PAYMENT FEES VIA E-BANKING

Commission types Commission
Kos Gyro and Collector payment fees INDIVIDUAL CLIENTS VALIDITY
Insurance Company Kos Gyro payments via E-banking € 0.50 Per transaction
Kos Gyro payments for Sigma insurance company (voluntary payments) € 0.50 Per transaction
KESCO Kos Gyro payments via E-banking Free of charge
TELEKOM Kos Gyro payments via E-banking Free of charge
Prishtina RWC Kos Gyro payments via E-banking Free of charge
Customs Kos Gyro payments via E-banking € 0.50 Per transaction
Other KOS Gyro payments € 0.50 Per transaction
Collector payments - Terminali Shpk Not applicable
Collector payments - Tax declaration (Balance €0) Not applicable
PTK in TEB Free of charge
Tax payments via E-banking € 0.50 Per transaction
Kos Gyro And Collector Payment Fees Via TEB Mobile
Commission Types INDIVIDUAL CLIENTS VALIDITY
Kos Gyro and Collector payment fees
Insurance Company Kos Gyro payments via TEB Mobile € 0.50 Per transaction
Kos Gyro payments for Sigma insurance company (voluntary payments) € 0.50 Per transaction
KESCO payments via TEB Mobile Free of charge
TELEKOM Kos Gyro payments via TEB Mobile Free of charge
Customs Kos Gyro payments via TEB Mobile € 0.50 Per transaction
Tax payments via TEB Mobile € 0.50 Per transaction
Other KOS Gyro payments € 0.50 Per transaction

KOS GYRO AND COLLECTOR PAYMENT FEES ON THE BRANCH

COMMISSION
COMMISSION TYPES INDIVIDUAL CLIENTS VALIDITY
Kos Gyro and Collector payment fees
KESCO payments (via account) 1.50 € Per transaction
KESCO payments (with cash) 5.00 € Per transaction
KESCO payments (with Credit Card) 1.50 € Per transaction
Collector payments (via account) 1.50 € Per transaction
Collector payments (with cash) 5.00 € Per transaction
Collector payments (with Credit Card) 1.50 € Per transaction
Kos Gyro payments (via account) 1.50 € Per transaction
Kos Gyro payments (with cash) 5.00 € Per transaction
Kos Gyro payments (with Credit Card) 1.50 € Per transaction
Kos Gyro water supply payments (via account) 1.50 € Per transaction
Kos Gyro water supply payments (with cash) 5.00 € Per transaction
Kos Gyro water supply payments (with Credit Card) 1.50 € Per transaction
Collector payments (University fee, via account) 1.50 € Per transaction
Collector payments (University fee, with cash) 3.00 € Per transaction
Collector payments (University fee, with Credit Card) 1.50 € Per transaction
Insurance Company Kos Gyro payments (via account) 1.50 € Per transaction
Insurance Company Kos Gyro payments (with cash) 5.00 € Per transaction
Insurance Company Kos Gyro payments (with Credit Card) 1.50 € Per transaction
Kos Gyro payments for Sigma insurance company (voluntary payments) 0.50 € Per transaction (applies for cash payments, from account, credit card)

DEPOSITS AND SAVINGS

Term Deposit Accounts EUR
EUR
Period Interest Rate Effective Interest Rate
1 month 0.00% Annual 0.00% Annual
3 months 0.00% Annual 0.00% Annual
6 months 0.00% Annual 0.00% Annual
9 months 0.00% Annual 0.00% Annual
12 months 0.05% Annual 0.05% Annual
13 months 0.10% Annual 0.09% Annual
15 months 0.15% Annual 0.13% Annual
18 months 0.20% Annual 0.18% Annual
24 months 0.30% Annual 0.27% Annual
36 months 0.50% Annual 0.45% Annual
48 months 0.70% Annual 0.63% Annual
60 months 1.00% Annual 0.90% Annual
Term Deposit Accounts other currencies Period Interest Rate Effective Interest Rate
USD 1 - 12 Monthly 0.00% Annual 0.00% Annual
CHF 1 - 12 Monthly 0.00% Annual 0.00% Annual
GBP 1 - 12 Monthly 0.00% Annual 0.00% Annual
*For term deposits over 60 months, please visit one of the branches of TEB Bank
**Interest rates are set annually. Existing accounts (agreements) will not be affected
Flexi Account
Currency Interest Rate Effective Interest Rate
EUR 0.05% Annual 0.04% Annual
Saving Account
Currency Interest Rate Effective Interest Rate
EUR 0.04% Annual 0.04% Annual
USD 0.00% Annual 0.00% Annual
CHF 0.00% Annual 0.00% Annual
GBP 0.00% Annual 0.00% Annual
  • For any time deposit agreement termination prior to maturity, penalty will apply.
  • Income tax of 10% is deducted from gross accrued interest.
  • Please, visit our portfolio officers for a detailed calculation of any deposit request. The calculation method is provided by bank staff, on customer request. The bank calculates effective interest rate on loans and deposits based on the CBK regulation on ‘‘effective interest rates and requirements for disclosure’’ and it is disclosed in the contract between bank and customer.

CORRESPONDENT BANK FEES

Payments ADDITIONAL FEES FOR CORRESPONDENT BANKS VALIDITY
EUR Payments within Austria (fixed fee for all the payments) 5.00 EUR Per transaction
EUR Payments up to 12.500€ (except Turkey and Germany) 8.00 EUR Per transaction
EUR Payments from 12.500,01€ to 25.000€ (except Turkey and Germany) 12.00 EUR Per transaction
EUR Payments from 25.000,01€ to 50.000€ (except Turkey) 12.00 EUR Per transaction
EUR Payments from 50.000,01€ (except Turkey) 20.00 EUR Per transaction
EUR Payments for Turkey (except TEB Turkey - fixed fee for all the payments) 20.00 EUR Per transaction
EUR Payments for TEB Turkey (fixed fee for all the payments) 2.00 EUR Per transaction
EUR Payments in Germany from 0€ to 2.500€ 3.50 EUR Per transaction
EUR Payments in Germany from 2.500,01€ to 10.000€ 7.00 EUR Per transaction
EUR Payments in Germany from 10.000,01€ to 25.000€ 10.00 EUR Per transaction
USD Payments (fixed fee for all the payments) 22.00 USD Per transaction
CHF Payments (fixed fee for all the payments) 12.00 CHF Per transaction
GBP Payments (fixed fee for all the payments) 25.00 GBP Per transaction

INDIVIDUAL LOANS

LOAN TYPE COMMISSION
Loan amounts for above mentioned loan types Duration Annual Rate Monthly rate Effective Interest Rate Disbursement expenses Fee for early loan payment
Consumer loans ≥250 0 - 36 months 10.80% 0.90% 12.51% 1.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
≥250 37 - 84 months 11.90% 0.99% 13.11% 1.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
Loan for house/apartment purchases for Budget salaries and Private Banking clients ≥250 0 - 180 months 5.88% 0.49% 6.21% 1.00% ** If the loan closes in the first year, five percent (5%) of the principal amount. ** If the loan closes in the second year, four percent (4%) of the principal amount ** If the loan closes in the third year, 3% (3%) of the principal amount. ** If the loan closes in the fourth year, two percent (2%) of the principal amount ** If the loan is closed in the fifth year, one percent (1%) of the principal amount. ** There will be no penalty payment after the fifth year of repayment.
Loan for house/apartment purchases for other salary receivers ≥250 0 - 180 months 6.60% 0.55% 6.97% 1.00% ** If the loan closes in the first year, five percent (5%) of the principal amount. ** If the loan closes in the second year, four percent (4%) of the principal amount ** If the loan closes in the third year, 3% (3%) of the principal amount. ** If the loan closes in the fourth year, two percent (2%) of the principal amount ** If the loan is closed in the fifth year, one percent (1%) of the principal amount. ** There will be no penalty payment after the fifth year of repayment.
Loan for house construction ≥250 0 - 120 months 6.60% 0.55% 7.04% 1.00% ** If the loan closes in the first year, five percent (5%) of the principal amount. ** If the loan closes in the second year, four percent (4%) of the principal amount ** If the loan closes in the third year, 3% (3%) of the principal amount. ** If the loan closes in the fourth year, two percent (2%) of the principal amount ** If the loan is closed in the fifth year, one percent (1%) of the principal amount. ** There will be no penalty payment after the fifth year of repayment.
Loan for houset renovation ≥250 0 - 120 months 6.60% 0.55% 7.04% 1.00% ** If the loan closes in the first year, five percent (5%) of the principal amount. ** If the loan closes in the second year, four percent (4%) of the principal amount ** If the loan closes in the third year, 3% (3%) of the principal amount. ** If the loan closes in the fourth year, two percent (2%) of the principal amount ** If the loan is closed in the fifth year, one percent (1%) of the principal amount. ** There will be no penalty payment after the fifth year of repayment.
New Car Loans ≥250 0 - 36 months 9.96% 0.83% 11.57% 1.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
≥250 37 - 84 months 10.80% 0.90% 11.90% 1.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
Used Car Loans ≥250 0 - 36 months 9.96% 0.83% 11.57% 1.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
≥250 37 - 84 months 10.90% 0.91% 12.03% 1.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
Student Loans ≥250 0 - 60 months 7.90% 0.66% 8.91% 1.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
Loans for clients who do not receive salary or rent through the Bank ≥250 0 - 36 months 14.88% 1.24% 17.59% 2.00% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
Loans for payees who cannot transfer the salary to TEB ≥250 0 - 84 months 9.48% 0.79% 10.61% 2.00% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
Cash Covered Loans ≥250 0 - 84 months 3.00% 0.25% 3.19% 0.50% *For the remaining maturity >12 months 1 % of unpaid loan principal; *For the remaining repayment period <12 months 0.5 % of the remaining principal of the loan.
Overdraft ≥170 0 - 120 months 18.00% 1.50% 19.69% 0.50% Not applicable
Cash Covered Overdraft ≥170 0 - 120 months 10.80% 0.90% 11.43% 0.50% Not applicable
Insurance price of individual loan
Consumer Loan Amount / Sum insured (from personal accidents) Low risk profession Medium risk profession High risk profession
Premium rate Premium rate Premium rate
Up to 5,000 € € 26.00 € 28.60 € 33.00
5,001 - 9,000 € Minimum premium of € 26.00, otherwise the applicable rate would be 0.29% Minimum premium of € 28.60, otherwise the applicable rate would be 0.33% For values from 5,001 up to 20,000 euros the premium will be calculated at 0.66%. For values ​​over 20,000 euros, prior written approval from the Insurer will be required
>=10,000 € 0.29% 0.33% 0.66%
Mortgage Loans Sum insured Risk covered Rate of (%) the Premium
Apartments and Houses Real value of property Fire / Lightning / Explosion / Impact or crashing of an aircraft or its part, Earthquake, Theft, Flood 0.13% (VAT of 18 % included)
  • Effective interest rate for all types of loans is calculated according to the longest maturity of each type of loan noted in the price list.
  • Please, visit our portfolio officers for a detailed calculation of any loan request. The calculation method is provided by bank staff, on customer request. The bank calculates effective interest rate on Loans and Deposits based on the CBK regulation on ‘‘effective interest rates and requirements for disclosure’’ and it is disclosed in the contract between bank and customer.
  • The Borrower shall bear the costs of assessing the mortgage, including the fee for the notarization of the mortgage contract and the registration fee for the mortgage in the cadastral register.
  • Interest will be applied for each delay in payment.
  • *By entering into force of the Law on Consumer Protection No.06/L-034, on 29.06.2018, the loan application fee of 1% >12 monthly and 0.5% <12 monthly applies.
  • ** In accordance with the Regulation on Housing Mortgage Loans, from 01.04.2016, the aforementioned subscription fee applies only for loan agreements that were signed until 01.04.2016, while for contracts signed before this date, the fee for subscription of 50% of the remaining loan applies.
  • ***The interest rate on late payments shall be calculated based on the CBK Regulation requirement regarding the interest rate on late payments, which is the annual rate consisting of a reference rate increased by 8 percentage points fixed rate. The reference rate shall be changed and published by the CBK every six months on the internet web page: https://www.bqk-kos.org/. The rate published on 1st February, is based on the average for the period July-December, which will be valid for the following period from the 10th of February to the 9th August; whereas the rate published on the 1st of August of the calendar year, is based on the average for the period January-June, which is valid for the next period from the 10th of August to the 9th of February. If the CBK has not published the new reference rate, the most recently published CBK reference rate will be used.
Published on: 02.11.2020 Archive

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