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Unique Services in the Market

Who ensures you that your investment is safe?




TEB Sh.A, licensed by the Central Bank of Kosovo as an insurance agent, offers its customers three (3) types of insurance in cooperation with the insurance company SIGMA Interalbanian Vienna Insurance Group:

1. Property/House Insurance for Mortgage Loans

2. Casco Insurance for new vehicles for Auto Loans

3. Personal accident insurance for Consumer Loans

Take over the safety of your own world now.
Get ready for the future.

PROPERTY/HOUSE INSURANCE!
• INSURE BUILDINGS, APPARTMENTS, HOUSES AND HOUSEHOLD EQUIPMENTS
Homes are special places full of beloved people and valuable things. These beloved people and your valuable things in your house are irreplaceable. Imagine if something which means the world to you is destructed or damaged.  What if someone is able to steal your dream, the one you and your family members and friends have worked hard to achieve.

The insurance packages that TEB Sh.A and SIGMA Interalbanian Vienna Insurance Group SH.A. - Kosovo Branch can offer allow you to insure yourself from daily risks and protect your life investments.

By insuring your property in TEB Sh.A and SIGMA, you get unique packages in the market, which covers you from risks your property is exposed to. Buy property insurance policy and gain from the package as follows:

1. Fire and Additional risk insurance

Insurance from fire and additional risk helps you to protect your house or property from risks such as: fire, explosion, lightning, plane crash or its parts, as well as from other risks: earthquakes, floods and other similar events, which can damage your house of property built with so much effort.

2. Insurance from theft
Theft insurance allows you to secure your apartment, house or property from theft or damage caused by theft of items placed in your house/apartment.
Theft can destroy your comfort which you created for your family and your house.

By selecting an insurance package from TEB Sh.A and SIGMA Interalbanian Vienna Insurance Group SH.A. - Kosovo Branch you will be compensated for:

• The value of the building/items stolen according to your statement
• Damages that may have been caused during theft in the building or on insured items.

CASCO INSURANCE
PROTECTION FOR YOUR CAR!
Today a vehicle may be one of your or your family’s major investments, because it represents one of the ways of transport allowing you to go from one destination to another. In your daily activities you and your family should feel safe with your vehicle.

TPL insurance covers material and non-material damages which may have been caused to third parties as a result of being involved in an accident.
In order to offer maximum cover for any type of accident or situation, TEB Sh.A in cooperation with SIGMA Interalbanian Vienna Insurance Group SH.A. - Kosovo Branch offers CASCO insurance, which covers your vehicle against several risks such as:

• ACCIDENTAL COLLISION AND OVERTURNING OF VEHICLE
• GLASS BREAKAGE
• DAMAGES IN PARKING
• ACCIDENTAL FIRE DAMAGE
• CAR THEFT OR DAMAGES DUE TO CAR THEFT
• NATURE PHENOMENON
We protect you toward the journey of your dreams

GET INSURED AGAINST PERSONAL ACCIDENTS

TEB Sh.A in cooperation with SIGMA Interalbanian Vienna Insurance Group SH.A. - Kosovo Branch offers plans and packages in order to meet the client needs and requirements.
Insurance against personal accidents is a simple answer to a difficult question: Who will look after you and your closed ones if you have an accident? Our packages provides financial support for your investments.
Packages of insurance against Personal Accidents, a package designed to cover accidents 24/7.
Personal Accidents insurance covers:
• Accidental death (inheritors are the beneficiaries)
• Full disability of the insured person
The Advantages of the Insurance in TEB Sh.A
Insurance products are offered with loan products to TEB Sh.A. By buying insurance products at TEB Sh.A. you:
a) Gain from competitive market price.
b) May pay the policy on monthly basis, without burdening further your family budget.
c) May insure your investment in the event of one or more occurrences of insured events.
Who is the beneficiary of the insurance policy?
In cases when the insured event takes place the beneficiary of the insurance policy will be ranked according to the following priorities:
The First Beneficiary (I): TEB Sh.A up to the unpaid amount of the loan contract.
The Second Beneficiary (II): The Customer in the capacity of the Insured person (Except accidental death)
The Third Beneficiary (III): Family members of the Insured person (In case of accidental death).

For any complaint or damage treatment please contact with:
SIGMA INTERALBANIAN VIENNA INSURANCE GROUP SH.A - KOSOVO BRANCH
Address: Qyteza Pejton, Pashko Vasa Str, Prishtine, Kosove
Tel: +381 (0) 38 246 301 | Fax: +381 (0) 38 246 302
Email: info@sigma-ks.net | http: www.sigma-ks.net


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