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SME banking

SME is the usual abbreviation for Small and Medium-sized Enterprises. All economists agree that no economy can be successful without the presence of an entrepreneurial and vibrant SME sector. It forms the backbone of economic growth throughout the world. An entrepreneurial spirit is characterized by innovation and risk-taking, and is an essential part of a nation’s ability to succeed in an ever changing and increasingly competitive global marketplace. SMEs play a vital role in economic development because of their potential contributions to improvement of income distribution, employment creation, poverty reduction, industrial development, rural development, and export growth.
Access to finance represents one of the most significant challenges for entrepreneurs and for the creation, survival and growth of SMEs.


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